Fresh Strategies. Strong Benefits. VIEW SERVICES GET A QUOTE Plan Performance Ensure Proper Management of Your Benefit Plan LEARN MORE GET A QUOTE FLEXIBLE BENEFITS We Provide Tailored Flexible Benefit Solutions LEARN MORE GET A QUOTE Leadership Benefit Plans A Tax Efficient Tool to Attract & Retain Your Key Personnel LEARN MORE GET A QUOTE Coverage Without Medical Individual Policies Without the Need For Medical Evidence LEARN MORE GET A QUOTE International Benefits Tailored Benefit Solutions to Meet Your Particular Needs LEARN MORE GET A QUOTE Multinational Pooling Favourable Insured Claims On a Worldwide Basis LEARN MORE GET A QUOTE Critical Illness Insurance In the Event of Certain Common Illnesses LEARN MORE GET A QUOTE Core Wellness A Proactive Approach to Benefit & Wellness Initiatives LEARN MORE GET A QUOTE
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Fresh Strategies. Strong Benefits.

Our goal is to provide you with an advanced analysis of your current plan and provide you with the right advice that can make a significant difference to your operation.

As industry evolves, your benefit plan should be a reflection of your current business plan and corporate philosophy.

At CORE benefit consulting ltd., we can assist in providing you with a properly managed plan.

Our Products & Services

Plan Performance

Plan performance monitoring is essential to ensure proper management of your benefit plan.
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Flexible Benefits

We provide tailored flexible benefit solutions, within the desired budget, for our clients with as few as three employees.
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Leadership Team Benefit Plan

A competitive leadership benefit plan is a tax efficient tool that helps to attract and retain your key personnel.
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Guaranteed Coverage Without Medical

Guaranteed Standard Issue (GSI) provides our clients with an ability to add individual policies without the need for medical evidence.
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Meet Our Team

Richard Desroches

Principle

Focusing on the big picture. As benefit trends evolve, Richard finds the balance between benefit wants, needs and budget, tailored to each customer with thoughtful strategy. With commerce education, claim administration, underwriting, Account Executive and consulting background, plus Group Benefit Associate (GBA) and Health Insurance Associate (HIA) designations, Richard uses the group benefits experience he has gained since 1986 to decipher renewal methodologies, enhance the benefit plan experience, and optimize the value of a benefits program offering. Alternative funding arrangements, international benefits and grouped individual policies are explained, making your benefit plan more efficient and robust.

Carmen Cucu

Manager of Operations

Benefits require analysis and negotiation. With a thorough understanding of carrier underwriting, Carmen excels at new business and renewal negotiations. Whether it’s a benchmark of plan design or claims experience, plan alternative pricing, or a full market survey, Carmen summarizes results in a detailed report that’s easy to understand, and thoughtfully customized for each client. Carmen has gained benefits experience since 2000 and obtained Certified Employee Benefits Specialist (CEBS), Associate Customer Service (ACS) and Associate Insurance Agency Administration (AIAA) designations to support her in providing you with quality analysis and negotiations.

Maxwell Cucu

Account Manager

It’s all about the customer experience. As our Account Manager, Maxwell is always up for a challenge when benefits get complicated. Plan implementation, resolution of claim issues, contract review and interpretation, and administration guidelines are extremely important parts of any successful benefit plan. Maxwell unwinds complexity and presents all of your options. Maxwell’s Bachelors of Business Administration (BBA) education and group benefits experience since 2018 provides you with the experience you need to understand benefits. Maxwell quickly becomes an extension to your Human Resource department and advocates on your behalf to ensure that you get the best value from your benefit plan.

Sliced Apple

“They are highly knowledgeable about their services, provide timely reporting, and offer creative options and solutions.”

Tracey Wilson, VP Human Resources

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