Flexible Benefits

With up to five distinct generations currently in the workforce, the traditional ‘one plan for everyone’ approach rarely meets the diverse wants and needs of all employees.

Flexible Benefit Programs have historically been offered only by very large employers, due to their cost and administration requirements. However, with advancements in technology, flexible benefit programs are now accessible to companies of almost all sizes.

We provide tailored flexible benefit solutions, within the desired budget, for our clients with as few as three employees:

Cafeteria flexible benefit program: choice is available within each mandatory and voluntary line of benefit

Modular flexible benefit program: Gold, Silver, Bronze packaged options

Health Care Spending Account: annual pre-defined employer dollars reimburse CRA eligible expenses over and above the group benefits plan

Personal Spending Account: a taxable Spending Account for pre-determined expenses to promote healthier lifestyles, such as a gym membership

Optional Benefits available to employees, spouses and children: Optional Life, Optional AD&D, and/or Optional Critical Illness

Optional Benefit ‘campaigns’: offer little or no medical evidence requirements, include customized promotion, and provide easy enrollment.

When benefit choice is available to members, plan administration is efficient, on-line member enrollment election is easy, and claim reimbursement prompt, the value of the benefit plan is optimized for both employee and employer contribution, and you become an employer of choice.

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“There is no one else I would consider using as a referral source to handle benefit planning for my clients!”

Trent Abbott, CHS RHU
President, The Legacy Group

“They are fast, precise and sincere with all their clients and partners.”

Earlie Yeun
Complete Brokerage Services Inc.

“Their expertise and service is second to none in the industry.”

Dan Loney, President
Loney Financial Corporation

“I’ve trusted CORE benefit consulting with my group benefit business since 2008 and I continue to be impressed with their level of service and expertise. They are extremely proactive, very responsive and an absolute pleasure to deal with.”

David Mason, CLU, CFP, CHS, CIM
Donnelly Advisors Group Inc.

“They truly understand the consultative model that focuses on asking the right question.”

Steve Herman, Principal
Trutina Financial

“They are prompt, courteous, friendly, and always ensure our needs are met.”

Laura Eby, Manager of Operations
Association of Yukon Communities

“I would highly recommend CORE benefit if you are looking for a true partner in your benefits programs.”

Amber Jordan, Director – Human Resources, Communication, & Training
Western Concord

“They come up with optimal solutions to fit unique circumstances.”

Barb Wong, Human Resources Manager

“Great value – both to employees and the employer.”

Mary McDougall, President
Trellis Seniors Services

“The Core team is amazing to work with from a client service perspective and plan governance and performance standpoint.”

Mark Brennan, Director, Human Resources
MAXIMUS Canada

“If you are looking for worry free service, savings and less administrative work we highly recommend engaging CORE benefit.”

Jeremy D. Martin, Managing Partner
Carfra Lawton LLP Lawyers

“They are highly knowledgeable about their services, provide timely reporting, and offer creative options and solutions.”

Tracey Wilson
VP Human Resources